Mutuum Finance — Lend, Borrow & Earn

Minimize Effort — Lend, Borrow, Contribute and Earn

Mutuum is a decentralized, non-custodial liquidity protocol that enables users to act as lenders, borrowers, or liquidators via secure smart contracts. Deposit into pooled liquidity, earn interest with mtTokens, and access overcollateralized loans — all without intermediaries.

Based on the Mutuum protocol (mutuum.com) — audited, multi-chain ready and designed for transparency.

Explore Features
Mutuum DeFi lending blockchain image

About Mutuum

Mutuum (MUTM) provides dependable liquidity and simple access to decentralized lending. The protocol uses Peer-to-Contract (P2C) pools for efficiency and Peer-to-Peer (P2P) markets for customized asset lending.

How it Works

Lenders deposit supported tokens into on-chain pools and receive mtTokens — interest-bearing ERC-20 receipts representing their share. Borrowers provide collateral and request loans, choosing variable or stable rates.

Core Benefits

Non-Custodial Control

Users retain ownership of keys and assets; smart contracts provide automation.

Dynamic Interest

Interest rates adjust dynamically with supply and demand.

mtTokens

ERC-20 interest-bearing receipts that accrue automatically.

Security & Audits

Third-party audits and bug bounties ensure contract integrity.

Get Started

Connect a Web3 wallet to Mutuum’s dashboard and supply liquidity or borrow. All transactions are gas-efficient and transparent.

Features

Peer-to-Contract (P2C)

Aggregates funds into pooled liquidity for optimized efficiency.

Peer-to-Peer (P2P)

Enables borrowers and lenders to negotiate loans directly.

mtTokens & Composability

Interest-bearing tokens that integrate with DeFi protocols.

Security & Audits

External audits and bug bounties provide robust security.

MUTM Tokenomics

MetricValue
Total Supply4,000,000,000 MUTM
Presale Allocation45.5%
Liquidity Mining10%
Ecosystem Growth10%
Shortfall Reserve10%
Liquidity10%
Team4.5%

Roadmap

Phase 1 — Introducing Mutuum

Presale launch, audit, partnerships.

Phase 2 — Building Mutuum

Core smart contract and dApp development.

Phase 3 — Finalizing Mutuum

Testnet, external audits, and documentation.

Phase 4 — Delivering Mutuum

Mainnet launch, exchange listings, and strategic partnerships.

Contact & Support